This project would help put technology within reach of rural people and boost their economies. It would further help in bridging the rural-urban divide by enabling self-sustainable rural development by catering to their communication needs. This report is a documentation of the research and study on the existing mobile digital application, Gappagoshti, for rural areas. Problems and solutions for the same have been reported after studying the given screenshots and mock file of the mobile application. Another aspect covered in this report is the study and research on mobile phone utility in an urban household scenario. The problems regarding the same have been reported after surveys and experiments. After analysing the collected data and studying the urban phone usage scenario, solutions and scope for improvement have been suggested. The interface design, information structure, and visual design for mobile banking have also been designed as part of the project.